Company Info


About


Houwzer is a startup residential real estate brokerage with an innovative pricing model, built on social currency, and technology enabled. The company is rebuilding real estate brokerage from the ground up to create a more competitive marketplace while building consumer trust. Houwzer is on a mission to democratize real estate by helping consumers Find a Better Way Home.

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Contact Info


Houwzer
1701 Walnut Street 7th Floor
Philadelphia, PA 19103

Web: www.houwzer.com

Mortgage Loan Processor

Philadelphia, PA

Job Overview and Requirements

Houwzer is a modern, fairly priced real estate agency for savvy homeowners. We’ve rebuilt the real estate brokerage model from the ground up with technology and a salaried team of experts. Home sellers save tons on the sale of their home with our full service listing agents, while home buyers trust our salaried team's focus on service, not commissions. It's not a discount — just a fairer way of doing business. Our commitment to better business practices goes beyond the services we offer to our clients and customers. As a certified B Corporation Company, we strive to demonstrate our commitment to ethics and accountability with our clients, our communities, and our team.

The Mortgage Loan Processor, under direct supervision of the Director of Lending, will be responsible for providing Houwzer clients and Realtors exceptional service in processing a loan from inception to close. The Loan Processor will handle a variety of tasks and loan types, ensure loan documentation is complete, and meet performance requirements set by the Director of Lending.

 

 

ESSENTIAL DUTIES AND RESPONSIBILITIES:

  • Assist Houwzer Realtors and clients with questions, issues, or concerns regarding all relevant aspects of the settlement
  • Analyze and calculate debt-to-income ratio
  • Review credit reports and title searches
  • Order home insurance policies
  • Act as liaison to appraisal companies, credit reporting agencies, and title companies
  • Process a minimum of 20 loans at a time
  • Review loan files to determine what documentation is required for underwriting
  • Work with clients to ensure documentation is collected in a timely manner
  • Other duties may be assigned

 

ADDITIONAL POSITION REQUIREMENTS:

  • Volunteer 50 hours per year
  • Update timesheet weekly for accurate time keeping reporting
  • Carry out duties in compliance with all federal and state regulations and guidelines
  • Comply with all company and site policies and procedures
  • Remain current in profession and industry trends
  • Make a positive contribution by offering new suggestions for company or process improvement and learning new skills, procedures and processes

 

QUALIFICATIONS: 

  • High School diploma and at least two years experience as a mortgage processor
  • NMLS license (preferred)
  • Tech-savvy and familiar with CRM software and loan processing applications such as Encompass and CLYX
  • Ability to work under pressure and solve problems independently
  • Excellent communication skills
  • Great interpersonal and customer service skills that align with our mission and values
  • Strong project management skills and a strong attention to detail
  • The flexibility to adapt to changing priorities and client needs
  • Advanced expertise in using the Google Suite of applications
  • Ability to perform repetitive tasks while maintaining speed of work and attention to detail
  • Ability to work with others in a team environment
  • Ability to work in a startup environment and adapt to change

 

PHYSICAL DEMANDS:

  • While performing the duties of this job, the employee is frequently required to sit, stand, walk, use hands to feel and touch, reach with hands and arms, and talk or hear.  
  • The employee must occasionally lift and/or move up to 20 pounds.  
  • Specific vision abilities required by this job include close vision and the ability to adjust focus.